CUSTOMER IDENTIFICATION REQUIREMENTS

On October 26, 2001 President George W. Bush signed the USA Patriot Art into law In an effort to protect the United States of America and its citizens, In accordance with Section 326 of this Act, financial institutions are required to obtain identifying information on all of our customers.

In an effort to acquire proper Identification information from and for all of our customers, First Federal Savings & Loan Association of Kewanee is reviewing and updating our customer records on existing and new accounts.. This identifying information will Include obtaining a copy of the documents used in identifying our new account customers and in identifying signatory individuals added to an existing or new account.

In some cases, identification will be requested for those individuals doing business with First Federal Savings & Loan Association of Kewanee prior to the effective date of the customer identification requirements because original documentation was not obtained with the opening of the account. In all cases, protection of our customer’s identity and confidentiality is First Federal’s pledge to you.